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Online Banking

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Products & Services

Members have access to the following products and services:

Drive Thru

We now have a drive thru at both locations.

Night Deposit

Our location on 504 W. Shotwell Street has a night deposit for your convenience.

Direct Deposit

Easy deposit of payroll, Social Security or pension checks.

Payroll Deduction

Allows automatic payments for loans and savings deposits.


Attractive dividend rates available on Share Savings, Individual Retirement Accounts (IRAs), Share Certificates (CDs), and Christmas Club Accounts.

Share Draft (Checking)

No monthly fees, no minimum balance requirements, and free unlimited check writing. Overdraft protection available.

VISA Check Cards

We have VISA check cards. These cards can be used anywhere VISA is accepted, at ATM machines, for POS (Point of Sale) purchases, for phone/internet purchases. Convenient 24-hour access to your checking account with the use of your VISA Check Card.

Call to Report Lost or Stolen Cards: 1-800-500-1044

Credit Cards

  • Regular APR as low as 8.99%
  • Balance transfer option
  • Credit Line up to $25,000
  • No hidden fees
  • Online account information
  • Apply online at

Consumer Loans

Competitive interest rates with fast processing and convenient financing.

Auto Loans

Competitive interest rates and up to 100% financing available on new and used cars, as well as boats, trucks, motorcycles, recreational vehicles and motor homes.

Real Estate Loans

First Mortgage, Real Estate, and Home Equity loans at competitive variable rates, convenient terms, and low closing costs.

ATM Machine

One location has an ATM machine for your convenience. There is a $1.00 fee to use our ATM machines.

Federal Deposit Insurance

For savings protection, accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA), an agency of the U.S.Government.

Convenient Locations

We have one convenient location to serve you. Our main office is located at 504 W. Shotwell St, Bainbridge, GA.

Additional Member Services

Credit life and credit disability insurance on loans, free notary service, automobile pricing guide, and much more.